Recently，The Social Insurance Management Center of the Ministry of Human Resources and Social Security released the "China Social Insurance Development Annual Report 2015" (hereinafter referred to as the report)，Report display，Two pension insurance for urban employees and urban and rural residents has a total balance of My stake betting appnearly Stake Sports Betting4 trillion yuan，And many of these 4 trillion yuan balance are in personal accounts，The pension insurance system that is collected in the current payment encountered the challenge of raising ratio，At the same time，See according to the report，2015 employee endowment insurance support ratio continues to maintain a decline，From 2.97: 1 in 2014 to 2.87: 1，This means that less than 3 workers must & ldquo; raise & rdquo;，Signs of the situation，What worth noting is，The problem of low retirement of employees on medical insurance is even more severe。

 

  Report disclosure，The retirement ratio of employees in urban employee medical insurance fell to 2.84，The lowest level in seven years，As of the end of last year，National 288.93 million employees participating in basic medical insurance，5.97 million than the previous year，increase 2.1%，increased 51.58 million compared to 2010，Average annual increase of 4%。Where，The number of employees participating in employee medical insurance 213.62 million，73.9%of the total number of participants，The total number of retirees is 75.31 million，26.1%。Compared with data in stake betting appMy stake betting app2014，The proportion of the number of employees accounted for 0.5 percentage points，Retired personnel accounted for 0.5%。In 2015，For the fourth consecutive year,。2009 to 2014，This value is 2.97、2.99、3.02、3、2.95 and 2.9。Where，The retirement ratio of employees in 24 provinces is lower than the national average。Where，The retirement of medical insurance employees in Heilongjiang, which is ranked at the end of 31 provinces, is only 1.65。

 

  Some experts in the industry have said，In 2014，Subtract personal account、Payment, etc.，The rest is more than 200 billion yuan，Not enough pay for two months，far below 9 months & ldquo; safety line & rdquo;。

 

  According to employee medical insurance policy，retirees do not pay fees，and the per capita medical consumption of retirees is much higher than employees，The decline in the retirement of employees is a decrease from the revenue of the medical insurance fund，Increasing expenditure of medical insurance funds。

 

  Facts，In the context of the increase in medical expenses and the accelerated pace of aging，Medical Insurance Fund is facing increasingly large payment stake betting apppressure。"China Medical stake betting appand Health Development Report 2014" has been predicted，In 2017, the basic medical insurance fund of the urban employee will have the phenomenon of incomparable periods in the current period，By 2024, there will be a serious deficit of the fund。

 

  It is considered，The rapid growth of medical and health expenses is pressured on the balance of medical insurance funds，The increase in medical expenses control is a focus point to solve the problem of sustainability of medical insurance funds。

 

  Some experts said，The reform of the payment method should be placed in the prominent position of the medical reform，Give play to the payment method in standardized medical service behavior、Active role in controlling unreasonable growth of medical expenses。Reform with public hospitals、Price Reform and other parties linkage，Give play to the incentive and restraint of medical insurance payment on medical institutions and medical staff。