Zhejiang Pharmaceutical Recruitment Platform Reform, third -party fund supervision

 

  Since the introduction of the Fujian medical reform plan，Founded by the Medical Insurance Office、Since the reform of medical insurance payment，Another province & mdash; & mdash;，the day before -the -day，Public account writer of Jianxian Bureau, Teacher Situ Yangming, go to Zhejiang，Director of the Comprehensive Supervision Bureau of the Zhejiang Health and Family Planning Commission，Director Wu Zhaohui, Director of the Pharmaceutical and Political Department, learned first -hand information，Director Wu is also the main designer of the new platform of Zhejiang Pharmaceutical Procurement。Let's take a look at the operation process of Zhejiang Pharmaceutical Platform:

 

  1、Medical Institution、Drug Production Enterprise、Delivery Enterprise，Synchronous entering the negotiating platform。The platform provides two -way transparent medical insurance payment standards and procurement prices for similar drugs for reference。

 

  2、Negotiations are completed，Pharmaceutical institutions/Purchasing stake online sports bettingMy stake betting appcommunities upload purchase orders to the platform，The order is pushed to the supplier at the same time & mdash; & mdash; drug production enterprise，and Delivery & mdash; & mdash; Logistics enterprises (not just pharmaceutical business enterprises，Logistics logistics companies can intervene)。

 

  3、Payment process: The medical insurance fund will pay the hospital for two months in advance for medical expenses。The purchase platform has set up a unified provincial -level pharmaceutical and robe joint procurement supervision account，Technically supervised the procurement account of the hospital in the hospital。After the hospital receives the medicine according to the order,，It should be within 30 days，Pay the payment from your own purchasing account to the regulatory account，Regulatory account pays the money to the delivery company the next day，or pay directly to the drug production enterprise。The settlement period of the payment is 30 days。

 

  If the hospital does not pay，The bank will pay the medicine payment。The hospital and bank have a loan agreement，The hospital will enjoy 56 days of CCB or ICBC's 30 -day interest -free loan，If there is no loan agreement，So，The bank will deduct directly from the basic household of the hospital。To ensure 30 days of repayment。

 

  From this innovative process of Zhejiang Pharmaceutical Power Platform，We can see，Zhejiang Pharmaceutical Platform，From a simple pharmaceutical procurement platform，A upgraded transformation，Become a comprehensive service platform for a third -party procurement platform+third -party logistics platform+supply chain financial service & rdquo;。It can be said，This is the many B2B platforms in the market、Supply Chain Financial Enterprise，And the business model expected by logistics companies，In the market, this & ldquo; comprehensive service platform & rdquo;，Under the guidance of the Zhejiang government，A & ldquo; B2B e -commerce ultimate stake betting appMy stake betting appmodel & rdquo;!! Although this system in Zhejiang is not prepared for the market，No third -party payment、Online transaction、Wait for the features of B2B e -commerce transactions，But those are technical details，The three major services of the core are the key! When & ldquo; transaction、Logistics、Fund & rdquo; All save the intermediate link，When it works directly，Chemical effects will definitely happen!

 

  Bank interventional supply chain finance

 

  Banks can deduct from the basic account of the hospital，You can know，The hospital opening of the hospital is in these two loan banks，and the bank's & ldquo; fund supervision、repayment、interest -free loan & rdquo; Business，In fact, it is a typical & ldquo; account receivable financing & rdquo; (the other two typical types are & ldquo;、Inventory financing & rdquo;)。

 

  In the past, banks rarely involved in supply chain finance

 

  In the past cognition，It is difficult for banks to intervene in supply chain finance，Because of traditional financial services，Especially state -owned banks do more & ldquo; Real estate & rdquo; pledge，instead of the supply chain finance & ldquo; real estate & rdquo; pledge，and supply chain finance needs a team that knows the industry very well to complete，This team needs to know enough about the industry，Supply chain in the industry、Human connections、Hidden rules require risk assessment to get better benefits。So，In the past, more entrepreneurial teams of some industry backgrounds are doing such & ldquo; detailed & rdquo;，Bank is only responsible for providing basic funds for such companies，You can earn your own interests。

 

  is & ldquo; catfish & rdquo; or & ldquo; shark & ​​rdquo;?

 

  And this time Zhejiang Medical Reform，Innovation of the Pharmaceutical Platform Platform，then directly pulled state -owned banks into & ldquo; supply chain finance & rdquo;。When this & ldquo; Giant Shark & ​​RDQUO; after you taste the sweetness，What will happen? Although Stake Sports BettingStake Sports Bettingthe bank is still staying at the absolutely excellent credit rating & ldquo; Three Hospital & RDQUO;，But once the mode is pulled，The bank operation team has gradually deepened the understanding of the pharmaceutical industry，Extension of the upstream and downstream of the pharmaceutical industry，It's just a matter of time，So the secondary hospital、Community Hospital、Clinic and even chain retail pharmacy、Single retail pharmacy，Even the raw material procurement of the pharmaceutical factory will be included in the bank's vision。

 

  E -commerce platform, is there a sense of crisis?

 

  2015，In finance、The industrial field is called the first year of B2B vertical e -commerce，Extremely vertical B2B e -commerce platform countless，Successful investment and financing cases are also very many，The story told by many platforms，In fact, they are all similar，It is nothing more than & ldquo; Gathering information & mdash; & mdash; matching transaction & mdash; & mdash; self -employment & mdash; & mdash; o;，and the main profit point of the B2B platform that many capital values，Mainly: & ldquo; self -employed & rdquo;、& ldquo; value -added service & rdquo;、& ldquo; supply chain finance & rdquo;，And the most attractive among them，It is undoubtedly & ldquo; supply chain finance & rdquo; And when the bank began to intervene in & ldquo; supply chain finance & rdquo;，Although it will not eat the entire industry，But it will undoubtedly cut off a large piece of cake，So，E -commerce platform may need to draw your own mode faster，Improve the scale of your platform users。

 

  B2B Vertical E -commerce Platform's Far Hope

 

  The B2B e -commerce platform currently appeared，Most of them are entrepreneurial enterprises，Do not want to run assets for operation，Storage、Logistics is a typical heavy asset。The amount of funds in the vertical industry may be massive，Therefore, it is difficult for startups to provide financial services。So the future depicted by the e -commerce platform，My stake betting appstake betting appAll & ldquo; Logistics platform based on e -commerce trading platform、Comprehensive service platform of the financial service platform & rdquo;，and Zhejiang Pharmaceutical Platform, although the starting point is not B2B vertical e -commerce，But the three services are indeed directly combined，and save the intermediate link，It can be said that the dream of many B2B vertical e -commerce entrepreneurs。Entrepreneurs can learn from experience from here，You can see hope，Should see the challenge!